Home prices, rents and mortgage rates: October 2026
The 30-year fixed mortgage rate averaged 7.28% in October 2026 so far, up 0.42 points from September 2026.
Mortgage rates
Freddie Mac’s 30-year fixed mortgage rate averaged 7.28% in October 2026 so far (one weekly reading), up 0.42 points from the September 2026 average of 6.86%.
The latest reading is 7.28%, dated October 1, 2026. A year earlier, the October 2025 average was 6.25%, so the rate is up 1.03 points on the year.
Rent
No new figure this month yet. The latest is for August 2026, covered in the September 2026 update.
Home prices by metro
No new quarter this month yet. The latest is 2026 Q2, covered in the September 2026 update.
Fair Market Rents by metro
No new fiscal year this month yet. The latest is fiscal 2027, covered in the September 2026 update.
Median home value
No new survey this month yet. The latest is for 2024, covered in the September 2026 update.
Sources and limits
Sources: Freddie Mac’s Primary Mortgage Market Survey and the Bureau of Labor Statistics consumer price index for rent of primary residence, both through FRED; the FHFA all-transactions House Price Index for metro areas; HUD Fair Market Rents; and the Census Bureau’s American Community Survey, table B25077. Every figure here is computed from the data behind the rest of this site.
The FHFA index and the rent index are not seasonally adjusted, so one quarter or one month includes the usual seasonal swing. FHFA restates earlier quarters with each release, so its figures on this page can shift when a new quarter comes out.
House figures are estimates for the whole metro market, from the FHFA index. Not financial advice.